80% HOME EQUITY

GET A GREAT LOW RATE ON A HOME EQUITY LOAN.

CurrentAPR Fixed* 5.50% - 8.60%[View Full Rate Sheet]
It's your loan, do what you want with it.

This multi-purpose loan allows you to borrow at competitive fixed rates and gain valuable tax benefits. The maximum loan amount or equity is based on the value of your property times 80% minus the balance of your first mortgage.

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Highly competitive interest rates
Tax-deductible interest paymentsϮ
Terms up to 15 years
Very low closing costs
Account access available in branch, phone and Web
Maximum credit limit of $100,000

APR = Annual Percentage Rate

Rate fixed for the term of the loan and will not adjust. Advertised APR is for "A" borrowers at a maximum loan to value at 80%. Maximum APR is 18%. Rate is subject to credit qualifications. Actual rate may vary. Home value is based on County tax assessment when available or Automated Valuation Methods (AVM). Member may choose to pay for a full appraisal if tax assessment or AVM is disputed. Property must be a single family home and owner occupied. Member must carry insurance on the property that secures this loan for an amount equal to or greater than the first and second mortgage amounts. Flood insurance may be required if property located in flood zone. Minimum loan amount is $10,000. Offer available to members who do not have existing home equity loan. Members with existing home equity loan will not be eligible without qualifying and may be assessed an origination fee of $150 for transferring their existing CACU loan to the promotional rate. Early loan termination fees may also apply. Offer not valid in New York or Texas. Offer subject to change or expire without notice. Consult a tax advisor concerning tax-deductibility.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.