30-YEAR BALLOON HOME EQUITY LOAN

A LOW PAYMENT AND A GREAT FIXED RATE FOR TEN YEARS? IT'S THE BEST OF BOTH WORLDS.

Current APR Fixed* 5.90% - 7.50% [ View Full Rate Sheet ]
This multi-purpose loan option allows homeowners the opportunity to borrow at a competitive fixed rate with lower payments. The maximum loan amount or equity is based on the value of your property times 80% or 90% (depending on the amount requested and equity available) minus the First Mortgage Balance.

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Highly competitive interest rates
Interest may be tax deductibleϮ
Very low closing costs
Account access available in branch, phone and Web
Terms up to 120 months with a balloon payment due at that time
Amortized over 30 years
Maximum loan amount of $100,000

*	APR = Annual Percentage Rate
Ϯ	Contact your tax advisor regarding tax deductability.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.