CERTIFICATE SECURED LOAN

ENSURE AN AFFORDABLE PAYMENT WHILE YOU SAVE MONEY AND INTEREST.

Current APR Variable* Call for rates [ View Full Rate Sheet ]
Cost effective and flexible. Now that's a loan.

A Certificate of Deposit (CD) can be used as collateral for a loan. The interest rate is cost effective, because it is based on the Annual Percentage Yield of the CD. The loan's term is flexible within the term of the certificate. Best of all, you continue to earn back interest on your certificate during the entire term of the loan.

Competitive interest rates (based on CD term and rate); 6% minimum loan rate
Loan rate based on CD's effective Annual Yield (APY) rounded up to the nearest .25% plus 1.75%*
Financing in minutes
Financing secured by your Certificate of Deposit
Maximum loan amount based on Certificate Account available balance
Terms up to 60 months
Auto payments via direct deposit and account transfer available

*	APR = Annual Percentage Rate
*	APY = ANNUAL PERCENTAGE YIELD. Assumes that dividends are reinvested and that the rate continues for a year.

CommunityAmerica Credit Union knows you have dozens of choices on where to put your money. There are banks on every corner, each with a reason why you should deposit your money with them. But can any of them offer you ownership? At CommunityAmerica, membership means ownership. Join in to see what membership can mean for you.